Since I don't have control over much in my life, I love to take charge of the things I can control. Like holiday shopping. I am halfway through my list with either items I know I will purchase or ones I already have. I even have a few of the hard ones out of the way. I do have a dilema with my neices and nephew. Their ages are 5, 3, and 1. They don't have as much family around like my kids do, but I do know they are not hurting in the toy department. I might be projected my own feelings onto those of my bro-in-law and sis-in-law, but I know that it makes me sick to think of all the money wasted on toys my kids will never use.
So, should I buy one big gift for all the kids, something that they will use? Hard to know what that range of age could all use though. Or should I buy them all savings bonds? Not exciting for them to open, but quite useful (although not nearly as much with the dollar as weak as it is now). I know I should discuss with the parents, but we still have not caught up with them to drop off the 3 year olds birthday present from four weeks ago.
Savings on the Side - Have you ever participated in a savings challenge? There are all sorts of variations. It’s a gimmick to get people saving. I have decided that the $1,100...
1 day ago