I'm obsessed with simplifying. After all, every minute saved doing something productive means another minute I can spend doing something unproductive. For the bills, I have everything set up and goes out automatically. I used to maintain a spreadsheet that itemized our cash flow and separated everything into categories so we could easily see where our money went. It took way too much time to maintain, so currently we have a 'rough idea' of where our money goes.
I already use QuickBooks for our businesses, but the banks we use for our personal finances does not support QB and quite frankly, it's much too complicated for our personal finances. I looked into Quicken, but I don't want to have two different gigantic financial software competing for space on my hard drive.
Any suggestions on how to automatic my budget tracking without too much complication, expense or time required?
Ways to Pay for Emergency Expenses - Most of us will have a sudden expense at some point. For example, the car or air conditioner may break down. We may be hit with a huge medical bill. Deal...
2 hours ago